Before you fly · Hong Kong
Forex card or cash for Hong Kong?
Carry a zero-markup forex card, loaded in HKD.
The currency is HKD (Hong Kong Dollar) — roughly ₹11.
Checked 3 Sep 2026
Hong KongForex and cash
The currency is HKD (Hong Kong Dollar) — roughly ₹11.
Card for hotels, malls and chains; cash (HKD 500–800) for street food, markets, minibuses and small taxis. Octopus covers transport and convenience stores.
Zero-markup forex cards
- Niyo GlobalZero markup; HKD ATMs at every MTR station (HSBC/Hang Seng)
- ScapiaNo markup; tap-to-pay works on MTR gates and Octopus top-ups
- Visa/Mastercard creditAccepted in malls, restaurants and taxis with a card sticker — not at wet markets or dai pai dongs
Every detail we holdThe forex and cash facts, as checked
- Currency
- HKD (Hong Kong Dollar) — roughly ₹11
Forex cards
- Niyo Global — Zero markup; HKD ATMs at every MTR station (HSBC/Hang Seng)
- Scapia — No markup; tap-to-pay works on MTR gates and Octopus top-ups
- Visa/Mastercard credit — Accepted in malls, restaurants and taxis with a card sticker — not at wet markets or dai pai dongs
- Upi supported
- No
- Upi note
- UPI is not accepted. Locals pay with Octopus, AlipayHK and WeChat Pay HK — carry a card plus some cash.
- Cash vs card
- Card for hotels, malls and chains; cash (HKD 500–800) for street food, markets, minibuses and small taxis. Octopus covers transport and convenience stores.