Before you fly · Singapore

Forex card or cash for Singapore?

Carry a zero-markup forex card, loaded in SGD.

The currency is SGD (Singapore Dollar).

Checked 26 Oct 2026 against Press Information Bureau, Government of India — UPI: Transforming India's Payment (24 Aug 2026) ↗

SingaporeForex and cash

The currency is SGD (Singapore Dollar).

Near-cashless city. Keep ~SGD 50 cash for older hawker stalls; everything else is card/contactless.

Zero-markup forex cards

  • Niyo GlobalZero forex markup; SGD ATMs everywhere
  • ScapiaNo markup; tap-to-pay works on MRT gates too
  • Amex/Visa creditCards accepted practically everywhere — Singapore is near-cashless

Every detail we holdThe forex and cash facts, as checked

Currency
SGD (Singapore Dollar)
Forex cards
  • Niyo Global — Zero forex markup; SGD ATMs everywhere
  • Scapia — No markup; tap-to-pay works on MRT gates too
  • Amex/Visa credit — Cards accepted practically everywhere — Singapore is near-cashless
Upi supported
Yes
Upi note
UPI works at thousands of merchants via the UPI–PayNow linkage and NETS QR at hawker stalls — genuinely usable, but keep a card as primary.
Cash vs card
Near-cashless city. Keep ~SGD 50 cash for older hawker stalls; everything else is card/contactless.

Forex and cash elsewhereThe same section for other places we cover