Before you fly · Hong Kong

Does UPI work in Hong Kong?

Not yet. Carry a zero-markup forex card.

UPI is not accepted. Locals pay with Octopus, AlipayHK and WeChat Pay HK — carry a card plus some cash.

Checked 3 Sep 2026

Hong KongUPI

UPI is not accepted. Locals pay with Octopus, AlipayHK and WeChat Pay HK — carry a card plus some cash.

UPI abroad

Not yetuse a forex card

Every detail we holdThe upi facts, as checked

Currency
HKD (Hong Kong Dollar) — roughly ₹11
Forex cards
  • Niyo Global — Zero markup; HKD ATMs at every MTR station (HSBC/Hang Seng)
  • Scapia — No markup; tap-to-pay works on MTR gates and Octopus top-ups
  • Visa/Mastercard credit — Accepted in malls, restaurants and taxis with a card sticker — not at wet markets or dai pai dongs
Upi supported
No
Upi note
UPI is not accepted. Locals pay with Octopus, AlipayHK and WeChat Pay HK — carry a card plus some cash.
Cash vs card
Card for hotels, malls and chains; cash (HKD 500–800) for street food, markets, minibuses and small taxis. Octopus covers transport and convenience stores.

UPI elsewhereThe same section for other places we cover